The main features within Cleo are completely free to use.  This includes signing up, utilising budget and savings features and talking to Cleo through Facebook Messenger or the App.

If you sign up to the wallet you will be taken through a direct debit mandate which makes signing up to any subscriptions easier but we won't take any payments for a subscription without your authorisation. 

Cleo Plus is our subscription service which you can read more about here

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